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March 9, 2008
You may be asking yourself what is the best way to sell my home and why isn't
it selling. Hello! Have you been reading all the newspapers and
watching television? It's a jungle out there and unless you are proactive
in selling your home you are going to own it for a while. So many agents
are out there diligently trying to get your home sold. Some are offering
different incentives. There are so many incentives that you can offer any
prospective buyer in order to get them to look at your property. Some of
the most common incentives are to offer to pay closing costs, buy a home
warranty, or pay for homeowner dues for one year. One thing I have noticed
is that not only are there incentives for the buyer but there are a lot of
incentives out there for the buyer's agent. With so many homes to choose
from, the buyer's agent can be enticed to show your property above some others.
The most common incentive to get the buyer's agent to show your property is to
offer a bonus on top of their commission. Instead of a bonus you can
increase the commission rate. I have even seen the offer of a car,
vacation, etc. The buyer's agent can get the buyer to your property, but
it is ultimately up to the buyer to make the decision. Of course, the best
way to sell your home is to lower the price to a level that will entice everyone
to look at it.
November 30, 2007
Even before you "think" about buying a home, the process takes diligent
preparation. The number one thing you need to do is get pre-approved for a
mortgage. This is so important. Perhaps you have some mistakes on
your credit which needs to be resolved. Maybe you don't know what the
charges will be for buying a home. Even though you have saved up for a
down payment, you need to consider closing costs. In Florida closing costs
are running around 3% of the purchase price. If you don't have the money
saved for your closing costs, you will need to consider how you are going to get
that paid. One easy solution is to ask the seller to pay them for you.
Of course, you would have to offer full price for the home or close to it.
Another consideration is to pay a higher rate on your mortgage and have them
rolled into your monthly payment.
For more information about what you need, give us a call at 1-800-504-6066.
November 13, 2007
If you are moving to an unfamiliar location, it is absolutely necessary to
have someone who will be able to guide you. Of course, the first person
that comes to mind is a REALTOR
who knows the area and the local customs. A REALTOR
will be able to guide you, but you will also have to do some leg work. to ensure
that a particular neighborhood will make a good fit for you. First, check
with the local police to find out about crime in the area. All areas have
crime, but some have more serious crimes and more often. You also want to
look for safety other than crime. How is the traffic? How far will
it be to school? What kind of transportation is available for your
children to get to the school? Visit the neighborhood several times at
different times of the day. You will be able to see different neighbors.
Don't be afraid to stop and talk with some of the neighbors. They are
usually willing to share their opinions. Go to dinner at a local
restaurant and go to the local grocery to see just who your potential neighbors
will be. Your REALTOR
will be able to show you comparable sales and guide you to what the school
ratings are in a particular area. It will take the both of you to partner
up to find the best fit for your family.
To find a REALTOR
in your area, please contact us at 1-800-504-6066. We know
REALTORS
all over the world who will be able to assist you.
October 26, 2007
You may be asking yourself if this is a good time to buy a house. The
answer is - Yes, Yes, Yes! It is a Buyer's market. With the
housing market the way it has been for the last two years, people have been
scratching their heads and wondering if it is a good time to be in the housing
market. Interest rates are still low and there is so much for a buyer to
choose from whether it is a newly built or an existing home. New home
builders have a lot of inventory and are offering incredible incentives such as
lower prices, upgrade packages, buying down the interest rate for your mortgage
and more creative financing plans. Existing home sellers have started
competing with the builders and offering incentives such as paid closing costs
and homeowner fees.
There are so many plans available whether you are new at homeownership or an
old pro. Why not check into what you county has to offer by way of down
payment assistance and first-time buyer programs. There is a maximum
income you can earn to qualify. In the county that I live in, if you make
$57,400 or less with one or two people in the household, you qualify.
If you want to find out more, please give us a call at Brenda DeArmond Realty
at 1-800-504-6066.
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